Other Resources
Government Approved Credit Counselling Agencies
For assistance with long term serious financial challenges consider visiting National Foundation for Credit Counseling
Why You Need a Payday Loan
Expert Article:
If you are interested in a payday loan, you should learn why you need one. You should learn everything you can regarding payday loans. You can choose between offline payday loans at a lending office or online payday services. Once you have checked out the competition, make sure you are finding the best price [...]
The Basics About Internet Payday Lending
Expert Article:
When having a discussion about internet payday lending, it is important to point out that many payday lending sites are run by those who want to take advantage of consumers and who employ tactics that are, at best, unethical and, at worst, illegal. For the purposes of this article, only reputable internet payday lenders [...]
The Truth About Payday Loans
Expert Article:
Human nature can play with our minds and convince us that the great things in life are negative because of gossip. Therefore, many people think payday loans are scams when they can actually be the best solution available for certain people. One must remember that the reason why payday loans go sour are because [...]
Payday Loans: Helping or Hurting the Less Fortunate
Expert Article:
It is no surprise that the payday loan industry has been in the public eye lately. The public is now becoming aware of whether or not payday loan companies are helping or hurting the less fortunate. Some argue that these companies are taking advantage of the less fortunate and creating a cycle of dependency [...]
What to do When you Need Money Now
Tips:
Even in the toughest financial situations there is always a solution. Some people find these struggles to be overwhelming and difficult to overcome so they dwindle in debt. When the stress becomes unbearable, some people just stop paying off their debts which creates a truly massive problem where interest accrues and your entire debt become [...]
A Win For Payday Lending Borrowers, says PaydayRate
News
March 2, 2010 -New York, New York – The Wisconsin Assembly finally approved a long standing bill that is set to regulate and transform the payday lending industry in the state of Wisconsin. This bill was approved with a vote of 59 to 38 after being locked away behind closed doors after numerous hours of [...]
Stopping the Cycle of Payday Lending Debt, says PaydayRate
News
March 02, 2010 -New York, New York — Payday loans can be very beneficial for people who are in need of a short term loan that they can pay back by their next paycheck to save themselves from a small financial crisis. One never knows when an emergency will arise, so having a payday loan [...]
News About Canada Payday Lending
News:
Consumer groups rejoice. Canada recently enacted some of the toughest payday legislation of any country where such loans are offered. While the payday lending industry in Canada is less than thrilled, those who have worked to protect consumers from the practices of payday lenders are surely very happy with the new laws that took effect [...]
PaydayRate Says Donations to Wisconsin Assembly May be Unfair
News:
March 02, 2010 -New York, New York — Payday loan companies know that they are in trouble with new legislation that has been passed, such as the CARD Act of 2009. Interestingly enough, payday loan companies have donated more than $28,000 to fundraising committees, all the while the Wisconsin state Legislature was contemplating over a [...]
The American Public and Payday Loans
News:
With recent US economic developments, the average American family has had some minor to major financial problems. Besides having to cover basic monthly expenses like rent and food, an entire other category of expenses seem to arise at the worst time but that must be paid for. Such expenses could be anything from veterinary and [...]
Three Tips for Receiving the Best Payday Loans in the UK
Tips:
UK payday lending has continued to increase in popularity over each of the last few years. As more people are struggling financially, and the prices of some basic necessities are on the rise, the number of Britons who have turned to payday loans has more than doubled. Some say this type of loan is problematic [...]
Four Tips for Using Internet Payday Lending
Tips:
Some would read the title of this article and say the only good tip is “DON’T use internet payday lending.”There is good reason to feel that way. Many internet payday lending site operators have been accused of illegal practices and of intentionally trapping borrowers into loans that were impossible to ever pay off.
There are some [...]
Four Tips for Receiving the Best Payday Loans in Canada
Tips:
Canada payday lending is different than in most other countries where these types of loans are offered. The main reason is that the country has some very tough payday lending regulations. While some other countries have limited interest that payday lenders can charge, they have allowed fees to continue resulting in what still amounts to [...]
Questions about Payday Lending Legislation
F.A.Q.:
Payday lending legislation is a hot topic among some consumer groups. Some wonder why lawmakers continue to allow payday lenders employ practices that would be illegal for any other type of lender, such as banks or credit card companies. Others think the government should keep out of it and allow consumers to make their own [...]
Three Common Questions about Retail Payday Lending
F.A.Q.:
The retail payday lending industry has seen a growth spurt in many states and there are no signs of it slowing. While there are many who are opposed to the types of lending practices employed by payday lenders, consumer continue to turn to them when short of cash.
While the loans can be helpful for short [...]
Answers to Three Common Questions about Internet Payday Lending
F.A.Q.:
Internet payday lending is a booming industry that continues to grow. Some online payday lenders are large companies that also operate retail lending locations. Others are run by small operators who work strictly online. Other sites that appear to be payday lenders are nothing more than sites set up by scammers in an attempt to [...]
