Personal Finances
Payday Lending
Expert Article:
What is Payday Lending?
Payday lending is often referred to as a payday loan, a paycheck advance or a payday advance. Payday lending is extremely popular nowadays and helps people who need a limited amount of funds for a short period of time. This type of lending is named after its short pay term period. [...]
Poor Credit History? You Can Still Get a Loan Now
Expert Article:
You may have had a rocky start to using your credit power. Sometimes we take advantage of the buy now and pay later concept. When it comes to the pay later part, you may not be able to pay your end of the bargain leading to poor and bad credit. This will inhibit you [...]
Payday Lending for the Younger Generation
Expert Article:
There are many things that can go wrong financially at any point in your life, young or old. When you are younger, you may be more inclined to try to get cash fast and forget to read the fine print. Payday loans are great for young people who are working full time and need [...]
About Australia Payday Lending
Expert Article:
Payday lending in Australia is quite popular, but it faces the same type of scrutiny as similar practices do in other countries. Despite the controversy, this is an industry that continues to grow with new names jumping into the payday lending business each week. This article provides some general information about payday loans in [...]
Why Borrowers Prefer Online Payday Lending
Expert Article:
The industry of payday loans is huge and very well developed making it a force to reckon with. The reason why this industry is so large is because there are various sources of lenders and companies who are willing to give out payday loans. A payday loan is a short term loan which is [...]
PaydayRate Says Donations to Wisconsin Assembly May be Unfair
News:
March 02, 2010 -New York, New York — Payday loan companies know that they are in trouble with new legislation that has been passed, such as the CARD Act of 2009. Interestingly enough, payday loan companies have donated more than $28,000 to fundraising committees, all the while the Wisconsin state Legislature was contemplating over a [...]
Credit Options for Borrowers, says PaydayRate
News
March 2, 2010 – New York, New York — It is true that financial emergencies come up and we need methods to pay off these financial bumps. However, a credit card law was passed and was recently taken into effect which will inhibit banks from using unethical lending practices which make most people climb into [...]
Payday Loan’s Place in the State and Nation
News:
The times are looking rather dreary for payday loans. Recently, a slew of states have been enacting restrictions and guidelines for payday loan companies to abide by in the hopes to further protect borrowers from the outrageous interest rates that are charged by such lending companies. These restrictions include fee restrictions and percentage rate caps. [...]
Arizona Bill May Decide Fate of Payday Lending in the State
Arizona Bill May Decide Fate of Payday Lending in the State, says PaydayRate
March 23, 2010 – New York, New York — Pay lending practices have become a national issue. In Arizona, the state senate is preparing to vote on these practices. The bill would continue to let pay day lenders to charge high [...]
The Final Days of Payday Loans
News:
Payday lending has become a polemic issue. On one side, many people are appreciative of the services that payday lending companies provide to people who are unable to receive small loans. On the other side, many people believe that companies are taking advantage of borrowers with outlandish interest rates which force them into a cycle [...]
Three Tips about Using Retail Payday Lending
Tips:
In many places in the country, finding a retail payday lender is as easy as walking a block or two. These storefronts continue to increase in numbers in places where payday lending is allowed. At present, only one state, Georgia, prohibits the loans, but some smaller municipalities have placed their own type of ban on [...]
Four Tips for Using Internet Payday Lending
Tips:
Some would read the title of this article and say the only good tip is “DON’T use internet payday lending.”There is good reason to feel that way. Many internet payday lending site operators have been accused of illegal practices and of intentionally trapping borrowers into loans that were impossible to ever pay off.
There are some [...]
Three Tips for Receiving the Best Payday Loans in the UK
Tips:
UK payday lending has continued to increase in popularity over each of the last few years. As more people are struggling financially, and the prices of some basic necessities are on the rise, the number of Britons who have turned to payday loans has more than doubled. Some say this type of loan is problematic [...]
Answers to Three Common Questions about Internet Payday Lending
F.A.Q.:
Internet payday lending is a booming industry that continues to grow. Some online payday lenders are large companies that also operate retail lending locations. Others are run by small operators who work strictly online. Other sites that appear to be payday lenders are nothing more than sites set up by scammers in an attempt to [...]
Top Three Questions About Canada Payday Lending
F.A.Q.:
Payday lending in Canada is different than in most other countries where such loans are available. While many locations charge extremely high interest rates, Canada’s new Payday Lending
Regulation has limited the amount of interest and fees that can be charged.
While the new regulations, which took effect in November of 2009, make the loans much more [...]
Top Three Questions about Australia Payday Lending
F.A.Q.:
Many consumers turn to Australia payday lending when they find that they are short on cash between paydays or have an unexpected emergency wherein they need cash fast. Some people have questions regarding these loans and this article seeks to address three of the most common.
Is it Easy to Qualify for and Close on a [...]
