Privacy Policy
Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy.
- Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
- We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
- We will only retain personal information as long as necessary for the fulfillment of those purposes.
- We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
- Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
- We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
- We will make readily available to customers information about our policies and practices relating to the management of personal information.
We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
The Truth About Payday Loans
Expert Article:
Human nature can play with our minds and convince us that the great things in life are negative because of gossip. Therefore, many people think payday loans are scams when they can actually be the best solution available for certain people. One must remember that the reason why payday loans go sour are because [...]
A Few Facts about Retail Payday Lending
Expert Article:
Payday lending is big business in the United States. While some states have placed restrictions on lenders (and one state, Georgia, has banned this type of lending altogether), the loans are still a hot topic among consumer protection groups that say that the loans target low income consumer and trap borrowers in a cycle [...]
Payday Loans: Helping or Hurting the Less Fortunate
Expert Article:
It is no surprise that the payday loan industry has been in the public eye lately. The public is now becoming aware of whether or not payday loan companies are helping or hurting the less fortunate. Some argue that these companies are taking advantage of the less fortunate and creating a cycle of dependency [...]
Why Borrowers Prefer Online Payday Lending
Expert Article:
The industry of payday loans is huge and very well developed making it a force to reckon with. The reason why this industry is so large is because there are various sources of lenders and companies who are willing to give out payday loans. A payday loan is a short term loan which is [...]
Deciding Whether or Not to Apply for a Payday Loan
Expert Article:
There are times when you need money when an emergency occurs and you simply do not have enough. Emergencies of all sorts can happen such as needing new tires for your care, repairing your home’s roof, paying a dentist or doctor’s bill or even paying your rent. When you do not have the funds [...]
PaydayRate Says Donations to Wisconsin Assembly May be Unfair
News:
March 02, 2010 -New York, New York — Payday loan companies know that they are in trouble with new legislation that has been passed, such as the CARD Act of 2009. Interestingly enough, payday loan companies have donated more than $28,000 to fundraising committees, all the while the Wisconsin state Legislature was contemplating over a [...]
News About Canada Payday Lending
News:
Consumer groups rejoice. Canada recently enacted some of the toughest payday legislation of any country where such loans are offered. While the payday lending industry in Canada is less than thrilled, those who have worked to protect consumers from the practices of payday lenders are surely very happy with the new laws that took effect [...]
A Win For Payday Lending Borrowers, says PaydayRate
News
March 2, 2010 -New York, New York – The Wisconsin Assembly finally approved a long standing bill that is set to regulate and transform the payday lending industry in the state of Wisconsin. This bill was approved with a vote of 59 to 38 after being locked away behind closed doors after numerous hours of [...]
The Downfall of the Payday Loan in Colorado says PaydayRate
News
March 2, 2010 – New York, New York — A bill has been passed regarding payday loans which will tremendously impact the payday lending industry in Colorado. This bill is seeking to cap payday loans at 36 percent instead of the regular flat fee that the lending companies are currently charging. Payday loan [...]
Payday Loan’s Place in the State and Nation
News:
The times are looking rather dreary for payday loans. Recently, a slew of states have been enacting restrictions and guidelines for payday loan companies to abide by in the hopes to further protect borrowers from the outrageous interest rates that are charged by such lending companies. These restrictions include fee restrictions and percentage rate caps. [...]
Top 5 Tips to Avoid a Payday Loan Scam
Tips:
It is understandable that you may be in need of cash now but this should not be a reason to be a target for online scammers. Payday loans can be a simple way of getting the cash you need quickly and paying it off just as quickly on your next payday. Many people go online [...]
Three Tips for Receiving the Best Payday Loans in the UK
Tips:
UK payday lending has continued to increase in popularity over each of the last few years. As more people are struggling financially, and the prices of some basic necessities are on the rise, the number of Britons who have turned to payday loans has more than doubled. Some say this type of loan is problematic [...]
Four Tips for Using Internet Payday Lending
Tips:
Some would read the title of this article and say the only good tip is “DON’T use internet payday lending.”There is good reason to feel that way. Many internet payday lending site operators have been accused of illegal practices and of intentionally trapping borrowers into loans that were impossible to ever pay off.
There are some [...]
Questions about Payday Lending Legislation
F.A.Q.:
Payday lending legislation is a hot topic among some consumer groups. Some wonder why lawmakers continue to allow payday lenders employ practices that would be illegal for any other type of lender, such as banks or credit card companies. Others think the government should keep out of it and allow consumers to make their own [...]
Answers to Three Common Questions about Internet Payday Lending
F.A.Q.:
Internet payday lending is a booming industry that continues to grow. Some online payday lenders are large companies that also operate retail lending locations. Others are run by small operators who work strictly online. Other sites that appear to be payday lenders are nothing more than sites set up by scammers in an attempt to [...]
Top Three Questions about Australia Payday Lending
F.A.Q.:
Many consumers turn to Australia payday lending when they find that they are short on cash between paydays or have an unexpected emergency wherein they need cash fast. Some people have questions regarding these loans and this article seeks to address three of the most common.
Is it Easy to Qualify for and Close on a [...]
